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The HSA Toolkit
The HSA Toolkit Enables Insurance Agents to Effectively Sell and Install HSAs

Thank you for visiting Web site and for reviewing our privacy policy. Our policy is clear: respects your right to privacy and your right to limit information exchanges to only those you initiate, if you so desire.

We collect no information about you, other than information automatically collected and stored (see below), when you visit our Web site unless you choose to provide that information to us.

Information Automatically Collected and Stored
When you browse through the Web site, certain personal information about you can be collected. We automatically collect and temporarily store the following information about your visit:

  • The name of the domain you use to access the Internet (for example, if you are using an American Online account or if you are connecting from Stanford University's domain).
  • The date and time of your visit.
  • The pages you visited.
  • The type of browser and operating system used to access our site.
  • The address of the Web site you came from when you came to visit.

We use this information for statistical purposes and to help us make our site more useful to visitors. We do not use "persistent cookies."

Personal Information and Disclosure
You do not have to give us personal information to visit our Web site. We do acquire certain personal information from private individuals in the course of business, and may at times share this personal information with our partners. We use this information to better serve you and facilitate your use of our web site. may also acquire a private individual's personal information from registration forms, product order information, or e-mail messages to us.

If you choose to supply with your e-mail address, postal address or phone number through our site, you may receive promotional or informational communications from or one of our partners. If you prefer not to receive communications from if you have any questions about how we use the information you provide, please emai us at does not sell any personal information about our visitors. will disclose, give, or transfer any personal information about our visitors when required for law enforcement or statute.

Intrusion Detection
This site is maintained by S.M. Stevens and Associates and

For site security purposes and to ensure that this service remains available to all users, we employ software programs to monitor traffic in order to identify unauthorized attempts to upload or change information or otherwise cause damage. In the event of authorized law enforcement investigations, and pursuant to any required legal process, information from these sources may be used to help identify an individual.

Questions About the Privacy Policy
If you have any questions about, S.M. Stevens and Associates, or our privacy policy, please feel free to contact us at:

Scott M. Stevens, RHU
S.M. Stevens and Associates
16441 Cinnamon Drive
Omaha, NE 68136

Telephone: spacer 402.938.5010
FAX: spacer   402.938.5090


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